UPDATE: The financial institution from America Home loan Amendment Group Step Suit is overlooked to the . Top quality Methods will help our watchers know if a new instance is filed.
109 thoughts on Financial off The united states Category Action: Mortgage Improvement Wrongly Declined
Delight know me as about it. We lost my house in the foreclosure from inside the 2011 or 2012 assortment. I experience the mortgage modification processes for many years as well as said to quit while making money at the one point even if I found myself a couple days trailing and I ended upwards dropping my personal house. We never ever got any notification from the one category step facing Bank out-of The united states however, I know that it was unlawful plus they try foreclosures and i missing well over $250,000.
Plus the escrow balance leftover rising which have possessions check charge and later charge and you can pressed financial set insurance coverage!
Where do I’ve found aside a long list of any active law suits to possess Bank away from The usa having foreclosures malpractices? My personal household are placed in foreclosures and small deals inside the 2015 and you can forced me to go in to help you Bankruptcy proceeding to ensure that they’re from using the household. The fresh irony of it is that I found myself in new earlier because of the BOA and you can handled this new HAMP program.
We were foreclosed to your twice this year by BoA. Each other was in fact rescinded. However, BoA additional erroneous Foreclosures charges and you may assets check charges to our very own escrow account. Therefore had an attempt months bundle, produced the new repayments and even more but BoA used our very own percentage to help you brand new escrow membership and you may told you we had been more 1 year past due and didn’t be eligible for that loan amendment. We submitted RMA applications and docs over 4 dozens minutes regarding 2010 in order to 2017! The software try destroyed otherwise was missing a typical page, and/or notary didn’t make anything on the right line, or all of our credit score was too lowest merely derogatory procedure toward all of our borrowing was in fact the 2 rescinded foreclosures! We’d more than twenty-six account executives during the 7 many years! It cancelled our home owners insurance three times! They terminated our very own Homestead! It lied towards the data files submitted to the fresh state income tax assessor’s office! Inside 2017 it moved maintenance of one’s mortgage. New servicer plays an identical game that BoA played. It foreclosed . The lawyer got a good TRO and you can registered inside government courtroom. Instance is actually ignored from inside the . Foreclosures was not rescinded, no test because of the attorney! Let! We have been still-living in home, however, fear eviction can happen in the future!
BOA are a real piece of content to put it mildly. Realization..it foreclosed with the you, just as the others have said. It remaining stating, they didn’t get our documents, that we kept overnighting of the FedX (eight minutes) Each time are something different. A full page try forgotten, They decided not to see among duplicates, it was not closed, etcetera. Then finally denial are our records wasn’t filed for the day! Sleeping bunch of theives!
They are biggest Lying SCUMBAGS !! Did a similar thing so you’re able to you over repeatedly experimented with assaulting all of them from inside the courtroom for many years however, at the bottom i unfortuitously shed The house! I wish you the best away from luck! These represent the Demon!
Lender away from The united states called me and you can advised creating a modification. I experienced thought about taking out a great 401k financing and getting swept up but once they advised carrying out an amendment you to advance cash loans Louisiane sounded best to me personally. They told you they will send an amendment package throughout the post and that i necessary to posting copies of all the current monthly payments, and evidence of earnings. Respond to the questions with the function, and facsimile everything returning to the fresh new amendment agencies. Every other times I’d score interaction phone calls saying it don’t found money recommendations, otherwise most recent costs or something might have been shed to the form. The mortgage percentage began 2 months trailing and i sent in our fee. Week or so later I noticed that one to commission matter was back in the savings account.