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The new membership statement, prospectus, the new prospectus supplement, and you will one 100 % free-writing prospectuses, including the mortgage loan agenda, which was registered into You
dos. New prospectus supplement laid out the borrowed funds-to-worth ratio, or LTV, as the „proportion of one’s dominating harmony of these home mortgage during the date away from determination so you’re able to (a) in the case of a buy, the latest decreased of one’s income cost of new mortgaged property and you will the appraised value in the course of deals otherwise (b) regarding an effective refinancing or amendment, the fresh appraised property value the new mortgaged possessions in the course of the refinancing otherwise amendment.” [Back]
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step three. This new prospectus supplement defined the newest shared financing-to-well worth ratio, or CLTV, since the „the latest proportion of your own principal equilibrium of the second-lien mortgage payday advance loans Macedonia AL, making use of the the balance of your own related first-lien mortgage loan, at date off commitment to (a) regarding a purchase, brand new lower of your own sales cost of this new mortgaged assets and you can the appraised value at the time of marketing or (b) in the case of a good refinancing otherwise modification, this new appraised worth of new mortgaged possessions during the latest refinancing or modification.” [Back]